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Simple is an American direct bank based in Portland, Oregon. The company provides FDIC-insured checking accounts through a partnership with The Bancorp〔(【引用サイトリンク】 publisher= Simple )〕 and is part of the STAR network for surcharge-free access to around 55,000 ATMs.〔(【引用サイトリンク】 publisher= Simple )〕 Since 2014, Simple has been part of the BBVA Group, one of the largest banks in Europe. ==History== What was initially known as BankSimple was founded in 2009 in Brooklyn〔 by former CTO Alex Payne, CEO Joshua Reich and CFO Shamir Karkal. In August 2011, the company raised $10 million from investors led by IA Ventures, Shasta Ventures〔 and Dave McClure's fund 500 Startups. Later that month, the company moved its headquarters to Portland, where five of the company's 17 employees already resided.〔 The company launched in the summer of 2012 as a limited beta.〔 By January 2013, the company had 20,000 customers and had processed more than $200 million in transactions.〔(【引用サイトリンク】 publisher = The New York Times )〕 By July 2013, its customers had increased to 40,000 and total transaction values increased to greater than $1 billion. At year's end in 2013, Simple reported processing on average around 13 debit transactions per minute with an overall customer balance of $64 million.〔(【引用サイトリンク】publisher=Simple )〕 On February 20, 2014, Simple announced it had been acquired by Banco Bilbao Vizcaya Argentaria (BBVA), "a global banking group with $820 billion in assets that shares our passion for innovative technology and customer experience".〔(【引用サイトリンク】publisher= Simple )〕 BBVA paid $117 million through its US subsidiary BBVA Compass.,〔 which works out to about twelve hundred dollars a customer. BBVA was not only part of the initial venture funding but also became interested in 2011 when a co-founder of Simple, criticized the technology of banks and their approach to customer service. 抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』 ■ウィキペディアで「Simple (bank)」の詳細全文を読む スポンサード リンク
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